Caritas Health Shield, Inc.
All in One Products

Expanded GOLD Health Care Program

The Expanded GOLD Health Care Program is a first of its kind HMO program that limits your obligation to a five year paying period. It offers the most comprehensive Health Care program in the industry that includes, among others, the following benefits and features:

  1. Protects you from any premium increases through a 5-year pay plan with a level premium for 5 years.
  2. A yearly increase in the Maximum Amount of Coverage per Illness and Maximum Daily Room Rate upon first installment for your medical benefits.
  3. You continue to enjoy the increasing Maximum Amount of Coverage per Illness and Maximum Daily Room Rate for an additional period of 1 or 5 years after the paying period (without paying additional installment).
  4. Guarantees you the availability of a Expanded Benefit Limit for your medical benefits on the 7th or 11th year and onwards.
  5. Build your Expanded Benefit Limit through a guaranteed 5% yearly increment. However, if you do not avail of any of the Medical Expense Benefits during the entire paying period, the Expanded Benefit Limit increases by 8%.
  6. You can charge the Medical Expense Benefits incurred by an immediate family member to the Expanded Benefit Limit on the 7th or 11th year and onwards.
  7. Your responsive Medical Expense Benefits Package composed of:
    1. Hospitalization Benefits
    2. Emergency Care and
    3. Special Diagnostic and Laboratory Procedures
  8. Your all-inclusive Membership Privileges Package composed of
    1. Outpatient Services
    2. Annual Phyical Examination
    3. Preventive Health Care
    4. Dental Care
    5. Other Services, and
  9. You have a Four-Way Comprehensive Insurance Package,
  10. Plus a host of additional features that includes among others:
    1. Coverage of Pre-existing Illness
    2. Additional Benefits during the 7th or 11th year and onwards
    3. Provisions on transfer and assignment
    4. Grace Period and
    5. Plan Termination Values.

Membership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.

It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own Clinica Caritas nationwide network of over forty (40) clinics. Through the Caritas Expanded Health Care Program, you will be able to do more than just provide for your present health needs; you will be securing your future health requirements as well.


Expanded PREMIER Health Care Program

The Expanded PREMIER Health Care Program was launched in August 2006 in response to the need for the same benefits of the Expanded GOLD Health Care program at more reasonable prices. Even with its affordable cost, it still offers the most comprehensive Health Care program in the industry that includes, among others, the following benefits and features:

  1. Protects you from any premium increases through a 5-year pay plan with a level premium for 5 years.
  2. A yearly increase in the Maximum Amount of Coverage per Year and Maximum Daily Room Rate upon first installment for your medical benefits.
  3. You continue to enjoy the increasing Maximum Amount of Coverage per Year and Maximum Daily Room Rate for an additional period of 1 or 5 years after the paying period (without paying additional installment).
  4. Guarantees you the availability of a Expanded Benefit Limit for your medical benefits on the 7th or 11th year and onwards.
  5. Build your Expanded Benefit Limit through a guaranteed 5% yearly increment. However, if you do not avail of any of the Medical Expense Benefits during the entire paying period, the Expanded Benefit Limit increases by 8%.
  6. You can charge the Medical Expense Benefits incurred by an immediate family member to the Expanded Benefit Limit on the 7th or 11th year and onwards.
  7. Your responsive Medical Expense Benefits Package composed of:
    1. Hospitalization Benefits
    2. Emergency Care and
    3. Special Diagnostic and Laboratory Procedures (if procedure is outpatient, which you will avail at the Diagnostic Center designated by Caritas Health Shield)
  8. Your all-inclusive Membership Privileges Package that you will avail at the Diagnostic Center designated by Caritas Health Shield composed of:
    1. Outpatient Services
    2. Annual Phyical Examination
    3. Preventive Health Care
    4. Dental Care
    5. Other Services, and
  9. You have a Four-way Comprehensive Insurance Package,
  10. Plus a host of additional features that includes among others:
    1. Coverage of Pre-existing Illness
    2. Additional Benefits during the Expanded Period of Coverage
    3. Provisions on transfer and assignment
    4. Grace Period and
    5. Plan Termination Values.
  11. At a very affordable cost to the member with his/her required Active Membership to the government's Philhealth program.

Membership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.

It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own nationwide network of over forty (40) clinics.

Through the Caritas Expanded Health Care Program, you will be able to do more than just provide for your present health needs; you will be securing your future health requirements as well.


Expanded PRIME Plus Health Care Program

The Expanded PRIME Plus Health Care Program was launched in August 2004 in response to the need for a health care plan that will provide sufficient health coverage and still limits your obligation to a five year paying period. It is an adequate, value-for-money Health Care Program that includes, among others, the following benefits and features:

  1. Protects you from any premium increases through a 5-year pay plan with a level premium for 5 years.
  2. A yearly increase in the Maximum Amount of Coverage per Illness and Maximum Daily Room Rate upon first installment for your medical benefits.
  3. You continue to enjoy the increasing Maximum Amount of Coverage per Illness and Maximum Daily Room Rate for an additional period of 1 or 5 years after the paying period (without paying additional installment).
  4. Guarantees you the availability of a Expanded Benefit Limit for your medical benefits on the 7th or 11th year and onwards.
  5. Build your Expanded Benefit Limit through a guaranteed 5% yearly increment. However, if you do not avail of any of the Medical Expense Benefits during the entire paying period, the Expanded Benefit Limit increases by 8%.
  6. You can charge the Medical Expense Benefits incurred by an immediate family member to the Expanded Benefit Limit on the 7th or 11th year and onwards.
  7. Your responsive Medical Expense Benefits Package composed of:
    1. Hospitalization Benefits
    2. Emergency Care and
    3. Special Diagnostic and Laboratory Procedures
  8. You enjoy free Annual Physical Examination for 6 or 10 years
  9. You have a Four-way Comprehensive Insurance Package,
  10. Plus a host of additional features that includes:
    1. Coverage of Pre-existing Illness
    2. Additional Benefits during the Expanded Period of Coverage
    3. Provisions on transfer and assignment
    4. Grace Period and
    5. Plan Termination Values
  11. At a very affordable cost to the member with his/her required Active Membership to the government's Philhealth program.

Membership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.

It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own nationwide network of over forty (40) clinics.

Through the Caritas Expanded Health Care Program, you will be able to do more than just provide for your present health needs; you will be securing your future health requirements as well.


Expanded CORE-10 Health Care Program

The Expanded CORE-10 is a Health Care Progrm specially designed for employees and maybe paid by the enrolling member through Salary Savings Scheme (Salary Deduction). With its affordable cost, it makes available to the work force, the most comprehensive Health Care program in the industry that includes, among others, the following benefits and features:

  1. Protects the company or employee from any premium increases through a 5-year pay plan with a level premium for 5 years.
  2. Double the Maximum Amount of Coverage per Year with a Maximum Daily Room Rate upon first installment for the employees' medical benefits.
  3. Guaranteed yearly increase in the Maximum Amount of Coverage per Year and Maximum Daily Room Rate.
  4. Continue to enjoy the increasing Maximum Amount of Coverage per Year and Maximum Daily Room Rate for an additional period of five (5) years and after the paying period (without paying additional installment).
  5. Responsive Medical Expense Benefits Package composed of:
    1. Hospitalization Benefits
    2. Emergency Care and
    3. Special Diagnostic and Laboratory Procedures (if procedure is outpatient, which you will avail at the Diagnostic Center designated by Caritas Health Shield)
  6. Your all-inclusive Membership Privileges Package that you will avail at the Diagnostic Center designated by Caritas Health Shield is composed of:
    1. Outpatient Services
    2. Annual Physical Examination
    3. Preventive Health Care
    4. Dental Care,
    5. Other Services, and
  7. Plus a host of additional features that includes among others:
    1. Coverage of Pre-existing Illness
    2. Provisions on transfer to another person
    3. Grace Period and
  8. At a very affordable cost to the company or member with his/her required Active Membership to the government's Philhealth program

Membership in Caritas Health Shield assures you and your employees of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.

It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very ownq nationwide network of over forty (40) clinics.

Through the Caritas Expanded Core Health Care Program, you and your employees will be able to provide for their complete health care needs with guaranteed increasing health coverage and at a convenient affordable cost.


COMBI Plan

Consistent with its mission of providing the best health care for every Filipino, Caritas Health Shield, in 2008 has come up with another innovative health care program called COMBI Plan. This exceptional product provides the member/planholder with the medical services of the Expanded Core Health Care Program combined with the pension benefits of the Caritas Fund Provider. Caritas Health Shield offers the member/planholder with financial security of a pension plan, the protection of its four-way insurance package and the versatility of its medical services package. Following is a summary list of its features and benefits:

  1. Protection from any premium increases through a 5-year pay plan with a level premium for 5 years.
  2. Double the Maximum Amount of Coverage per Year with a Maximum Daily Room Rate upon first installment for your medical benefits.
  3. Guaranteed yearly increase in the Maximum Amount of Coverage per Year and Maximum Daily Room Rate.
  4. Increasing Maximum Amount of Coverage per Year and Maximum Daily Room Rate for an additional period of five (5) years after the paying period (without paying additional installment).
  5. Availability of your Pension Benefit with your choice from Lump Sum payment, Interest Payment plus Pension Benefit & Partial Withdrawal plus Interest settlement options on the 11th year.
  6. Responsive Medical Expense Benefits Package composed of:
    1. Hospitalization Benefits
    2. Emergency Care and
    3. Special Diagnostic and Laboratory Procedures (if procedure is outpatient, which you will avail at the Diagnostic Center designated by Caritas Health Shield)
  7. All-inclusive Membership Privileges Package that you will avail at the Diagnostic Center designated by Caritas Health Shield composed of:
    1. Outpatient Services
    2. Annual Physical Examination
    3. Preventive Health Care
    4. Dental Care,
    5. Other Services, and
  8. A Four-way Comprehensive Insurance Package on the Caritas Fund Provider
  9. Plus a host of additional features that includes among others:
    1. Coverage of Pre-existing Illness
    2. Provisions on transfer to another person
    3. Grace Period and
    4. Plan Termination Values or Pre-maturity benefit on the Caritas Fund Provider
  10. At a very affordable cost to the member with his/her required Active Membership to the government's Philhealth program

Membership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.

It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very ownq nationwide network of over forty (40) clinics.

Through the Caritas Expanded Health Care Program and the Caritas Fund Provider, you will be able to do more than just provide for your present health needs; you will be securing your future financial requirements as well.

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